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Insurance & financing

Straightforward planning.

We believe in transparent communication about treatment costs and insurance coverage.

Insurance and financing

Insurance verified

We accept most major PPO dental plans including Delta Dental, Cigna, MetLife, and Aetna. Our administrative team verifies your specific coverage breakdown before treatment begins so you know what to expect. Claims are filed on your behalf.

Flexible financing

For comprehensive treatment plans or out-of-pocket costs, we provide detailed written estimates. We also partner with third-party lenders like CareCredit for structured monthly payments.

Please note that treatment plan estimates are not final until benefits are fully verified by your provider.

How it works

Clear steps from estimate to treatment.

We verify your benefits

Our team confirms your coverage breakdown before any treatment begins.

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You get a written estimate

A clear, detailed estimate so there are no surprises.

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We help you plan payment

Financing options for structured monthly payments when you need them.

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Ready to see us?

Whether you need a routine exam or are considering a smile makeover, Radiant Smiles is accepting new patients across San Diego.